Practical, UK-focused guides for contractors — on IR35, tax, rates, and the things agencies don’t always tell you.
Every day you don't bill is a day you actively lose money — and that changes how holidays feel. This article looks at why the psychological pressure to keep working is so persistent, what it tends to do over time, and what actually helps.
Read article →Skip the theory. Here are the actual take-home figures at three common day rates — £400, £500, and £600 — plus the cases where inside IR35 is not as catastrophic as it sounds. Includes a worked breakdown of every deduction at each rate.
Read article →Thousands of contractors unwittingly signed up to non-compliant umbrella schemes between 2019 and 2022. This guide covers the red flags to watch for, what FCSA accreditation actually means, and the practical checks to do before you sign anything.
Read article →Underselling yourself in the first contract is one of the most common mistakes new contractors make. Here's how to research what the market pays, convert a target salary to a day rate, and factor in the costs that permanent employees never see.
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